Similar to certificates of deposit, share certificates offer higher yields for your savings. We offer terms from six months to five years and competitive yields. Share certificates are an excellent choice if you are looking for a higher return for your deposits and can commit to leave the money on deposit for a fixed amount of time.
Our certificates are available for your Individual Retirement Accounts (IRA). They take only a few minutes to set up, and provide a higher return for your funds. Plus, your retirement deposits are insured by the National Credit Union Administration up to $250,000 and backed by the full faith and credit of the United States Government.
We want to help our young members start the saving habit early. For members under 18, we offer lower minimum balance requirements.
If you can't decide whether a certificate or regular savings account is right for you, consider a money market account. You'll earn a competitive dividend without locking your money up for a long time.