Fee Schedule and Charges

Freedom Credit Union Fee Schedule and Charges

Replacement Debit/Credit Card...........................................................$10.00

Debit/Credit Card Rush...........................................................................$50.00-$75.00

Non-sufficient Funds - each item returned...........................................$5.00*

Overdraft - each item paid........................................................................$5.00*

Daily Negative Balance Fee (an account that has a negative balance beginning on the 14th consecutive calendar day that the account maintains a negative balance)......$5.00 per day

Stop Payments - Check or ACH (in excess of 3 per 90-day period)*....$5.00

Check Printing.............................................................................................Fee depends on style of draft ordered)

Counter Checks (Group of 4)....................................................................$1.00

Deposited Checks (and other items) Returned Unpaid

• Third Party (first presentment)....................................................$0.00
• Third Party (representment).........................................................$10.00
• Issuer..................................................................................................$25.00

Bad Address Fee.........................................................................................$5.00 per month

Monthly Service Fee (Secured Checking & Business Checking)......$5.00 per month

Money Market Excessive Withdrawal Fee...........................................$10.00

Incoming Wire Transfer............................................................................$7.50

Outgoing Domestic Wire Transfer.........................................................$15.00

Account Closed Within 6 Months of Opening.....................................$25.00

Inactive Account Fee (after 12 months on inactivity and less than $500 on each deposit) $5.00 per month

Account Balancing and Research (half hour minimum).....................$30.00 per hour, plus $0.15 per page

Check Copies...............................................................................................$25.00

Garnishments, Executions and Levies..................................................$15.00

IRA Low Balance Fee.................................................................................$20.00 annually

Deposit Box Replacement Key/Drill Fees.............................................Actual cost plus

• One Key Lost.....................................................................................$10.00
• Both Keys Lost..................................................................................$25.00

Resources:

Notice of Annual Meeting