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Cash Back Rewards Checking

Free checking that rewards you for using your debit card.

What are the rewards?

  • Get 6.00% cash back on the first $200 in debit card purchases monthly
  • Earn as much as $12 per month, $144 cash back per year
  • No category restrictions on purchases
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
  • Link to free Rewards Savings to build savings automatically 
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Free online suite of services 

What are the qualifications?

Qualifying is easy. The following transactions and activities must post to your Cash Back Rewards account during each Monthly Qualification Cycle:
  • At least 1 direct deposit, ACH payment, or bill pay transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
If you don’t meet these qualifications, don’t worry — your account is still free. You can get right back to earning your full rewards the very next cycle that you qualify.

High Yield Rewards Checking

Interested in earning a high interest rate on your checking account? Learn about a High Yield Rewards account.

Request More Info    

Cash Back Rewards Disclaimer:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, credit card purchases or transactions, debit card purchases processed by merchants and received by our credit union as ATM transactions, Person-to-Person (P2P) transactions processed by providers such as Venmo or CashApp, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first banking day of the current statement cycle through one (1) banking day prior to the last banking day of the current statement cycle. Contact one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information:

When Cash Back Rewards qualifications are met during a Monthly Qualification Cycle, you will receive 6% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $12.00 cash back payments may be earned per Monthly Qualification Cycle.

You will receive reimbursements up to an aggregate total of 25.00 for nationwide ATM withdrawal fees incurred within your Cash Back Rewards account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to High Yield Rewards or, Cash Back Rewards, transactions via ATM; Rewards Savings ATM transaction fees are not reimbursed nor refunded.

When your Cash Back Rewards account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Cash Back Rewards account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.

Additional Information:

Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $5.00 minimum deposit is required to open the account. Monthly ACH credit or debit and enrollment in e-statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications.

Limit of one (1) per member. There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Federally insured by NCUA.

Trademarks: Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.


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